As the holiday season approaches, it's the perfect time to gather with family across generations, enjoying shared meals, stories, and cherished traditions. These occasions are not only rich in warmth and love but also offer a unique opportunity to discuss future plans, such as estate planning—a topic often avoided but incredibly valuable.

It's understandable to feel uncomfortable discussing estate planning amid celebrations. Yet, acknowledging its importance can bring peace of mind and prevent future confusion. Here are some thoughtful questions to guide these conversations, ensuring clarity and empathy:

Questions Adult Children Can Ask Parents

• Do you have an up-to-date will or trust in place?
• Who have you chosen to make financial and medical decisions if you’re unable to?
• Have you shared your wishes for medical care and end-of-life planning?
• If something happened tomorrow, would we know where to find your important documents and accounts?
• Are there heirlooms or traditions you’d like us to know the stories behind?
• Do you feel confident that the people you’ve chosen to handle your affairs are still the right ones?

Questions Parents Can Ask Adult Children

• Do you know where to find my important documents in case of an emergency?
• Have you considered creating your own will or an estate plan?
• If you received an inheritance tomorrow, would you know what to do with it—or who to turn to for help?
• Are there family keepsakes or traditions you’d be heartbroken not to have carried forward?
• If you had to step in to help us—financially or medically—what support would you need?

To ease into these discussions, choose a quiet moment for a walk or a peaceful time after dinner. Skip the formalities, and focus on the reassurance that comes from being prepared. Remember that estate planning is a gift of clarity and love—a way to care for those you cherish most.

If you feel uncertain about where to start or need help navigating these conversations, consider reaching out to a trusted advisor. By addressing these topics now, you can prevent future conflicts and ensure your family's wishes and traditions are honored.

For more insights on estate planning, learn about the impact of estate planning and how it can protect your family from unnecessary stress and disputes.